Cost of Living: Minneapolis, MN vs Lubbock, TX (2026)

Minneapolis

Minnesota
102
VS

Lubbock

Texas
75

Minneapolis is 27% more expensive than Lubbock.

$1,329/mo ↑ 17%
Median Rent
$1,137/mo ↓ 14%
$80,269/yr ↑ 33%
Median Income
$60,487/yr ↓ 25%
$345,600 ↑ 75%
Home Value
$197,900 ↓ 43%
$1,513/mo ↑ 28%
Owner Costs
$1,179/mo ↓ 22%
426,845
Population
261,078

Tax Comparison

9.85%
Income Tax
0%
6.875%
Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

19.9%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Minneapolis, MN and Lubbock, TX, the overall cost of living indices are 102 and 75 respectively (national median = 100). Rent is $192/month cheaper in Lubbock, saving renters about $2,304/year.

Median household income is $19,782/year higher in Minneapolis. Home values also differ significantly — the median in Minneapolis is $345,600 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Minneapolis vs Lubbock — common questions

Is Minneapolis or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 102 (US average = 100).
What is the rent difference between Minneapolis and Lubbock?
Median rent in Minneapolis is $1,329/month and in Lubbock it's $1,137/month — a difference of $192/month.
Which city has higher income, Minneapolis or Lubbock?
Median household income is $80,269 in Minneapolis and $60,487 in Lubbock. Median household income is $19,782/year higher in Minneapolis.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Minneapolis or Lubbock?
It depends on your priorities. Minneapolis has a cost index of 102 with median rent of $1,329/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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