Cost of Living: New York, NY vs Lubbock, TX (2026)

New York

New York
166
VS

Lubbock

Texas
75

New York is 121% more expensive than Lubbock.

$1,779/mo ↑ 56%
Median Rent
$1,137/mo ↓ 36%
$79,713/yr ↑ 32%
Median Income
$60,487/yr ↓ 24%
$751,700 ↑ 280%
Home Value
$197,900 ↓ 74%
$1,837/mo ↑ 56%
Owner Costs
$1,179/mo ↓ 36%
8,516,202
Population
261,078

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

26.8%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing New York, NY and Lubbock, TX, the overall cost of living indices are 166 and 75 respectively (national median = 100). Rent is $642/month cheaper in Lubbock, saving renters about $7,704/year.

Median household income is $19,226/year higher in New York. Home values also differ significantly — the median in New York is $751,700 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

New York vs Lubbock — common questions

Is New York or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 166 (US average = 100).
What is the rent difference between New York and Lubbock?
Median rent in New York is $1,779/month and in Lubbock it's $1,137/month — a difference of $642/month.
Which city has higher income, New York or Lubbock?
Median household income is $79,713 in New York and $60,487 in Lubbock. Median household income is $19,226/year higher in New York.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to New York or Lubbock?
It depends on your priorities. New York has a cost index of 166 with median rent of $1,779/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View New York details → View Lubbock details →

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