Cost of Living: Oklahoma City, OK vs Chattanooga, TN (2026)

Oklahoma City

Oklahoma City
74
VS

Chattanooga

Tennessee
81

Oklahoma City is 9% cheaper than Chattanooga.

$1,083/mo ↓ 6%
Median Rent
$1,155/mo ↑ 7%
$66,702/yr ↑ 9%
Median Income
$61,028/yr ↓ 9%
$215,100 ↓ 17%
Home Value
$259,200 ↑ 21%
$1,133/mo ↑ 2%
Owner Costs
$1,112/mo ↓ 2%
688,693
Population
182,832

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
7.0%
0.9%
Property Tax
0.64%

Affordability

19.5%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Chattanooga, TN, the overall cost of living indices are 74 and 81 respectively (national median = 100). Rent is $72/month cheaper in Oklahoma City, saving renters about $864/year.

Median household income is $5,674/year higher in Oklahoma City. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Chattanooga — common questions

Is Oklahoma City or Chattanooga cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 81 (US average = 100).
What is the rent difference between Oklahoma City and Chattanooga?
Median rent in Oklahoma City is $1,083/month and in Chattanooga it's $1,155/month — a difference of $72/month.
Which city has higher income, Oklahoma City or Chattanooga?
Median household income is $66,702 in Oklahoma City and $61,028 in Chattanooga. Median household income is $5,674/year higher in Oklahoma City.
How do taxes compare between Oklahoma and Tennessee?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Oklahoma City or Chattanooga?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Chattanooga details →

More Comparisons

Other cost of living comparisons for Oklahoma City and Chattanooga

Oklahoma City vs. Denver Oklahoma City vs. Nashville Oklahoma City vs. Seattle Oklahoma City vs. El Paso Oklahoma City vs. San Francisco Oklahoma City vs. Washington Chattanooga vs. Fort Lauderdale Chattanooga vs. Aurora Chattanooga vs. Shreveport Chattanooga vs. Ontario Chattanooga vs. Newport News Chattanooga vs. Eugene