Cost of Living: Oklahoma City, OK vs Irving, TX (2026)

Oklahoma City

Oklahoma City
74
VS

Irving

Texas
102

Oklahoma City is 27% cheaper than Irving.

$1,083/mo ↓ 29%
Median Rent
$1,517/mo ↑ 40%
$66,702/yr ↓ 16%
Median Income
$79,641/yr ↑ 19%
$215,100 ↓ 25%
Home Value
$287,300 ↑ 34%
$1,133/mo ↓ 26%
Owner Costs
$1,521/mo ↑ 34%
688,693
Population
255,036

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Irving, TX, the overall cost of living indices are 74 and 102 respectively (national median = 100). Rent is $434/month cheaper in Oklahoma City, saving renters about $5,208/year.

Median household income is $12,939/year higher in Irving. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Irving — common questions

Is Oklahoma City or Irving cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 102 (US average = 100).
What is the rent difference between Oklahoma City and Irving?
Median rent in Oklahoma City is $1,083/month and in Irving it's $1,517/month — a difference of $434/month.
Which city has higher income, Oklahoma City or Irving?
Median household income is $66,702 in Oklahoma City and $79,641 in Irving. Median household income is $12,939/year higher in Irving.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oklahoma City or Irving?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Irving details →

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