Cost of Living: Oklahoma City, OK vs Louisville, KY (2026)

Oklahoma City

Oklahoma City
74
VS

Louisville

Kentucky
74

Oklahoma City and Louisville have a similar cost of living.

$1,083/mo ↑ 1%
Median Rent
$1,069/mo ↓ 1%
$66,702/yr ↑ 3%
Median Income
$64,731/yr ↓ 3%
$215,100 ↓ 3%
Home Value
$221,500 ↑ 3%
$1,133/mo ↑ 1%
Owner Costs
$1,118/mo ↓ 1%
688,693
Population
627,210

Tax Comparison

4.75%
Income Tax
4.0%
4.5%
State Sales Tax
6.0%
0.9%
Property Tax
0.83%

Affordability

19.5%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Louisville, KY, the overall cost of living indices are 74 and 74 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $1,971/year higher in Oklahoma City. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $221,500 in Louisville.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Oklahoma City vs Louisville — common questions

Is Oklahoma City or Louisville cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 74 (US average = 100).
What is the rent difference between Oklahoma City and Louisville?
Median rent in Oklahoma City is $1,083/month and in Louisville it's $1,069/month — a difference of $14/month.
Which city has higher income, Oklahoma City or Louisville?
Median household income is $66,702 in Oklahoma City and $64,731 in Louisville. Median household income is $1,971/year higher in Oklahoma City.
How do taxes compare between Oklahoma and Kentucky?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax.
Should I move to Oklahoma City or Louisville?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Louisville has a cost index of 74 with rent of $1,069/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Louisville details →

More Comparisons

Other cost of living comparisons for Oklahoma City and Louisville

Oklahoma City vs. Denver Oklahoma City vs. Nashville Oklahoma City vs. Seattle Oklahoma City vs. El Paso Oklahoma City vs. San Francisco Oklahoma City vs. Washington Louisville vs. Memphis Louisville vs. Baltimore Louisville vs. Detroit Louisville vs. Milwaukee Louisville vs. Portland Louisville vs. Albuquerque