Cost of Living: Oklahoma City, OK vs Plano, TX (2026)

Oklahoma City

Oklahoma City
74
VS

Plano

Texas
132

Oklahoma City is 44% cheaper than Plano.

$1,083/mo ↓ 40%
Median Rent
$1,792/mo ↑ 65%
$66,702/yr ↓ 39%
Median Income
$108,649/yr ↑ 63%
$215,100 ↓ 51%
Home Value
$440,600 ↑ 105%
$1,133/mo ↓ 38%
Owner Costs
$1,829/mo ↑ 61%
688,693
Population
287,339

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Plano, TX, the overall cost of living indices are 74 and 132 respectively (national median = 100). Rent is $709/month cheaper in Oklahoma City, saving renters about $8,508/year.

Median household income is $41,947/year higher in Plano. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Plano — common questions

Is Oklahoma City or Plano cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 132 (US average = 100).
What is the rent difference between Oklahoma City and Plano?
Median rent in Oklahoma City is $1,083/month and in Plano it's $1,792/month — a difference of $709/month.
Which city has higher income, Oklahoma City or Plano?
Median household income is $66,702 in Oklahoma City and $108,649 in Plano. Median household income is $41,947/year higher in Plano.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oklahoma City or Plano?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Plano details →

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