Cost of Living: Omaha, NE vs Lubbock, TX (2026)

Omaha

Nebraska
80
VS

Lubbock

Texas
75

Omaha is 7% more expensive than Lubbock.

$1,150/mo ↑ 1%
Median Rent
$1,137/mo ↓ 1%
$72,708/yr ↑ 20%
Median Income
$60,487/yr ↓ 17%
$230,100 ↑ 16%
Home Value
$197,900 ↓ 14%
$1,249/mo ↑ 6%
Owner Costs
$1,179/mo ↓ 6%
488,197
Population
261,078

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
1.6%

Affordability

19.0%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Lubbock, TX, the overall cost of living indices are 80 and 75 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $12,221/year higher in Omaha. Home values also differ significantly — the median in Omaha is $230,100 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Omaha vs Lubbock — common questions

Is Omaha or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 80 (US average = 100).
What is the rent difference between Omaha and Lubbock?
Median rent in Omaha is $1,150/month and in Lubbock it's $1,137/month — a difference of $13/month.
Which city has higher income, Omaha or Lubbock?
Median household income is $72,708 in Omaha and $60,487 in Lubbock. Median household income is $12,221/year higher in Omaha.
How do taxes compare between Nebraska and Texas?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Omaha or Lubbock?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Lubbock details →

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