Cost of Living: Plano, TX vs St. Petersburg, FL (2026)

Plano

Texas
132
VS

St. Petersburg

Florida
106

Plano is 25% more expensive than St. Petersburg.

$1,792/mo ↑ 16%
Median Rent
$1,542/mo ↓ 14%
$108,649/yr ↑ 49%
Median Income
$73,118/yr ↓ 33%
$440,600 ↑ 33%
Home Value
$331,500 ↓ 25%
$1,829/mo ↑ 27%
Owner Costs
$1,435/mo ↓ 22%
287,339
Population
260,646

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Plano, TX and St. Petersburg, FL, the overall cost of living indices are 132 and 106 respectively (national median = 100). Rent is $250/month cheaper in St. Petersburg, saving renters about $3,000/year.

Median household income is $35,531/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $331,500 in St. Petersburg.

Frequently Asked Questions

Plano vs St. Petersburg — common questions

Is Plano or St. Petersburg cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 132 (US average = 100).
What is the rent difference between Plano and St. Petersburg?
Median rent in Plano is $1,792/month and in St. Petersburg it's $1,542/month — a difference of $250/month.
Which city has higher income, Plano or St. Petersburg?
Median household income is $108,649 in Plano and $73,118 in St. Petersburg. Median household income is $35,531/year higher in Plano.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Plano or St. Petersburg?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View St. Petersburg details →

More Comparisons

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