Cost of Living: St. Louis, MO vs Irving, TX (2026)

St. Louis

Missouri
66
VS

Irving

Texas
102

St. Louis is 35% cheaper than Irving.

$978/mo ↓ 36%
Median Rent
$1,517/mo ↑ 55%
$55,279/yr ↓ 31%
Median Income
$79,641/yr ↑ 44%
$185,100 ↓ 36%
Home Value
$287,300 ↑ 55%
$1,013/mo ↓ 33%
Owner Costs
$1,521/mo ↑ 50%
293,109
Population
255,036

Tax Comparison

4.95%
Income Tax
0%
4.225%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

21.2%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and Irving, TX, the overall cost of living indices are 66 and 102 respectively (national median = 100). Rent is $539/month cheaper in St. Louis, saving renters about $6,468/year.

Median household income is $24,362/year higher in Irving. Home values also differ significantly — the median in St. Louis is $185,100 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

St. Louis vs Irving — common questions

Is St. Louis or Irving cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 102 (US average = 100).
What is the rent difference between St. Louis and Irving?
Median rent in St. Louis is $978/month and in Irving it's $1,517/month — a difference of $539/month.
Which city has higher income, St. Louis or Irving?
Median household income is $55,279 in St. Louis and $79,641 in Irving. Median household income is $24,362/year higher in Irving.
How do taxes compare between Missouri and Texas?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Louis or Irving?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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