Cost of Living: St. Louis, MO vs Overland Park, KS (2026)

St. Louis

Missouri
66
VS

Overland Park

Kansas
111

St. Louis is 45% cheaper than Overland Park.

$978/mo ↓ 33%
Median Rent
$1,455/mo ↑ 49%
$55,279/yr ↓ 47%
Median Income
$103,838/yr ↑ 88%
$185,100 ↓ 52%
Home Value
$384,400 ↑ 108%
$1,013/mo ↓ 35%
Owner Costs
$1,557/mo ↑ 54%
293,109
Population
197,199

Tax Comparison

4.95%
Income Tax
5.7%
4.225%
Sales Tax
6.5%
0.93%
Property Tax
1.41%

Affordability

21.2%
rent-to-income
Affordability
16.8%
rent-to-income

Detailed Comparison

When comparing St. Louis, MO and Overland Park, KS, the overall cost of living indices are 66 and 111 respectively (national median = 100). Rent is $477/month cheaper in St. Louis, saving renters about $5,724/year.

Median household income is $48,559/year higher in Overland Park. Home values also differ significantly — the median in St. Louis is $185,100 compared to $384,400 in Overland Park.

Missouri has a lower income tax rate, making St. Louis slightly more tax-friendly.

Frequently Asked Questions

St. Louis vs Overland Park — common questions

Is St. Louis or Overland Park cheaper to live in?
Based on our cost index, St. Louis is cheaper to live in with an index of 66 compared to 111 (US average = 100).
What is the rent difference between St. Louis and Overland Park?
Median rent in St. Louis is $978/month and in Overland Park it's $1,455/month — a difference of $477/month.
Which city has higher income, St. Louis or Overland Park?
Median household income is $55,279 in St. Louis and $103,838 in Overland Park. Median household income is $48,559/year higher in Overland Park.
How do taxes compare between Missouri and Kansas?
Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax. Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax.
Should I move to St. Louis or Overland Park?
It depends on your priorities. St. Louis has a cost index of 66 with median rent of $978/mo, while Overland Park has a cost index of 111 with rent of $1,455/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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