Cost of Living: Tulsa, OK vs Lubbock, TX (2026)

Tulsa

Oklahoma
67
VS

Lubbock

Texas
75

Tulsa is 11% cheaper than Lubbock.

$998/mo ↓ 12%
Median Rent
$1,137/mo ↑ 14%
$58,407/yr ↓ 3%
Median Income
$60,487/yr ↑ 4%
$189,600 ↓ 4%
Home Value
$197,900 ↑ 4%
$1,027/mo ↓ 13%
Owner Costs
$1,179/mo ↑ 15%
412,322
Population
261,078

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Lubbock, TX, the overall cost of living indices are 67 and 75 respectively (national median = 100). Rent is $139/month cheaper in Tulsa, saving renters about $1,668/year.

Median household income is $2,080/year higher in Lubbock. Home values also differ significantly — the median in Tulsa is $189,600 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Lubbock — common questions

Is Tulsa or Lubbock cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 75 (US average = 100).
What is the rent difference between Tulsa and Lubbock?
Median rent in Tulsa is $998/month and in Lubbock it's $1,137/month — a difference of $139/month.
Which city has higher income, Tulsa or Lubbock?
Median household income is $58,407 in Tulsa and $60,487 in Lubbock. Median household income is $2,080/year higher in Lubbock.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tulsa or Lubbock?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Lubbock details →

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