Cost of Living: Virginia Beach, VA vs Lubbock, TX (2026)

Virginia Beach

Virginia
117
VS

Lubbock

Texas
75

Virginia Beach is 56% more expensive than Lubbock.

$1,649/mo ↑ 45%
Median Rent
$1,137/mo ↓ 31%
$90,685/yr ↑ 50%
Median Income
$60,487/yr ↓ 33%
$366,300 ↑ 85%
Home Value
$197,900 ↓ 46%
$1,704/mo ↑ 45%
Owner Costs
$1,179/mo ↓ 31%
457,066
Population
261,078

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

21.8%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Lubbock, TX, the overall cost of living indices are 117 and 75 respectively (national median = 100). Rent is $512/month cheaper in Lubbock, saving renters about $6,144/year.

Median household income is $30,198/year higher in Virginia Beach. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Virginia Beach vs Lubbock — common questions

Is Virginia Beach or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 117 (US average = 100).
What is the rent difference between Virginia Beach and Lubbock?
Median rent in Virginia Beach is $1,649/month and in Lubbock it's $1,137/month — a difference of $512/month.
Which city has higher income, Virginia Beach or Lubbock?
Median household income is $90,685 in Virginia Beach and $60,487 in Lubbock. Median household income is $30,198/year higher in Virginia Beach.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Virginia Beach or Lubbock?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Virginia Beach details → View Lubbock details →

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