Cost of Living: Lubbock, TX vs Allen, TX (2026)

Lubbock

Texas
75
VS

Allen

Texas
137

Lubbock is 45% cheaper than Allen.

$1,137/mo ↓ 39%
Median Rent
$1,877/mo ↑ 65%
$60,487/yr ↓ 53%
Median Income
$129,130/yr ↑ 113%
$197,900 ↓ 54%
Home Value
$429,900 ↑ 117%
$1,179/mo ↓ 43%
Owner Costs
$2,083/mo ↑ 77%
261,078
Population
107,684

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Allen, TX, the overall cost of living indices are 75 and 137 respectively (national median = 100). Rent is $740/month cheaper in Lubbock, saving renters about $8,880/year.

Median household income is $68,643/year higher in Allen. Home values also differ significantly — the median in Lubbock is $197,900 compared to $429,900 in Allen.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Allen — common questions

Is Lubbock or Allen cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 137 (US average = 100).
What is the rent difference between Lubbock and Allen?
Median rent in Lubbock is $1,137/month and in Allen it's $1,877/month — a difference of $740/month.
Which city has higher income, Lubbock or Allen?
Median household income is $60,487 in Lubbock and $129,130 in Allen. Median household income is $68,643/year higher in Allen.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Allen?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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