Cost of Living: Lubbock, TX vs Overland Park, KS (2026)

Lubbock

Texas
75
VS

Overland Park

Kansas
111

Lubbock is 32% cheaper than Overland Park.

$1,137/mo ↓ 22%
Median Rent
$1,455/mo ↑ 28%
$60,487/yr ↓ 42%
Median Income
$103,838/yr ↑ 72%
$197,900 ↓ 49%
Home Value
$384,400 ↑ 94%
$1,179/mo ↓ 24%
Owner Costs
$1,557/mo ↑ 32%
261,078
Population
197,199

Tax Comparison

0%
Income Tax
5.7%
6.25%
State Sales Tax
6.5%
1.6%
Property Tax
1.41%

Affordability

22.6%
rent-to-income
Affordability
16.8%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Overland Park, KS, the overall cost of living indices are 75 and 111 respectively (national median = 100). Rent is $318/month cheaper in Lubbock, saving renters about $3,816/year.

Median household income is $43,351/year higher in Overland Park. Home values also differ significantly — the median in Lubbock is $197,900 compared to $384,400 in Overland Park.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Kansas's 5.7% rate.

Frequently Asked Questions

Lubbock vs Overland Park — common questions

Is Lubbock or Overland Park cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 111 (US average = 100).
What is the rent difference between Lubbock and Overland Park?
Median rent in Lubbock is $1,137/month and in Overland Park it's $1,455/month — a difference of $318/month.
Which city has higher income, Lubbock or Overland Park?
Median household income is $60,487 in Lubbock and $103,838 in Overland Park. Median household income is $43,351/year higher in Overland Park.
How do taxes compare between Texas and Kansas?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax.
Should I move to Lubbock or Overland Park?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Overland Park has a cost index of 111 with rent of $1,455/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Overland Park details →

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