Cost of Living: Oklahoma City, OK vs Lubbock, TX (2026)

Oklahoma City

Oklahoma City
74
VS

Lubbock

Texas
75

Oklahoma City and Lubbock have a similar cost of living.

$1,083/mo ↓ 5%
Median Rent
$1,137/mo ↑ 5%
$66,702/yr ↑ 10%
Median Income
$60,487/yr ↓ 9%
$215,100 ↑ 9%
Home Value
$197,900 ↓ 8%
$1,133/mo ↓ 4%
Owner Costs
$1,179/mo ↑ 4%
688,693
Population
261,078

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Oklahoma City, OK and Lubbock, TX, the overall cost of living indices are 74 and 75 respectively (national median = 100). Rent is $54/month cheaper in Oklahoma City, saving renters about $648/year.

Median household income is $6,215/year higher in Oklahoma City. Home values also differ significantly — the median in Oklahoma City is $215,100 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Oklahoma City's 4.75% rate.

Frequently Asked Questions

Oklahoma City vs Lubbock — common questions

Is Oklahoma City or Lubbock cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 75 (US average = 100).
What is the rent difference between Oklahoma City and Lubbock?
Median rent in Oklahoma City is $1,083/month and in Lubbock it's $1,137/month — a difference of $54/month.
Which city has higher income, Oklahoma City or Lubbock?
Median household income is $66,702 in Oklahoma City and $60,487 in Lubbock. Median household income is $6,215/year higher in Oklahoma City.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oklahoma City or Lubbock?
It depends on your priorities. Oklahoma City has a cost index of 74 with median rent of $1,083/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oklahoma City details → View Lubbock details →

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