Cost of Living: Plano, TX vs Lubbock, TX (2026)

Plano

Texas
132
VS

Lubbock

Texas
75

Plano is 76% more expensive than Lubbock.

$1,792/mo ↑ 58%
Median Rent
$1,137/mo ↓ 37%
$108,649/yr ↑ 80%
Median Income
$60,487/yr ↓ 44%
$440,600 ↑ 123%
Home Value
$197,900 ↓ 55%
$1,829/mo ↑ 55%
Owner Costs
$1,179/mo ↓ 36%
287,339
Population
261,078

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Lubbock, TX, the overall cost of living indices are 132 and 75 respectively (national median = 100). Rent is $655/month cheaper in Lubbock, saving renters about $7,860/year.

Median household income is $48,162/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $197,900 in Lubbock.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Plano vs Lubbock — common questions

Is Plano or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 132 (US average = 100).
What is the rent difference between Plano and Lubbock?
Median rent in Plano is $1,792/month and in Lubbock it's $1,137/month — a difference of $655/month.
Which city has higher income, Plano or Lubbock?
Median household income is $108,649 in Plano and $60,487 in Lubbock. Median household income is $48,162/year higher in Plano.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Plano or Lubbock?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Lubbock details →

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